Insurance

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Insurance - 5/1/2008 6:46:39 AM    graythang Posts: 615 Joined: 7/29/2006 Status: offline I just got my insurance renewal and State Farm said due to the history for the Make/Model and year of the Dakota the review board found the vehicle claim performance was not performing as well as expected. They had a surcharge amount attached on that line item. Anyone else hear of this or been charged a surcharge for their Daks. _____________________________ Graythang II Sleeps a necessary waste of time. Post #: 1

RE: Insurance - 5/1/2008 6:55:38 AM    CC1999 Posts: 22 Joined: 4/7/2008 Status: offline I had not herd that before, but I know when I traded my 08 Ram quad cab for my 08 Dakota crew cab, that my insurance premium went down 300.00 a year. That 08 ram was realy high for some reason, My new 08 Dokata is one of least expensive vihicles to insure that I have had in a while. It might be worth calling around and maybe getting some free quotes. From what I have seen the Dakota is one the cheaper trucks to insure.   _____________________________ 2005 RAM REG CAB LONG BED 4X4 LARAMIE WHITE 2008 DAKOTA CREW CAB 4X4 LARAMIE V8 WHITE 2007 CHEVY SUBURBAN Z71 4X4 5.3L WHITE (in reply to graythang) Post #: 2

RE: Insurance - 5/1/2008 7:18:58 AM    lghtngblt02 Posts: 602 Joined: 1/4/2008 From: Mechanicsburg, Pa Status: offline I never heard of that, I think thats another good way to screw the working man. I have heard State Farm was sheet, just like Nationwide. I carry Erie Insurance, best insurance company ever. Awesome rate, customer service, etc. _____________________________ 07 Dodge Dakota Club Cab Laramie 4x4, 4.7L V8 Magnum 93 Dodge Dakota Club Cab LE 2x4, 3.9L V6 Magnum 00' Ford Focus LX Sedan, 2.0L SPI (in reply to CC1999) Post #: 3

RE: Insurance - 5/1/2008 8:38:52 AM    ericemery Posts: 3458 Joined: 1/30/2007 From: Michigan Status: offline LOL...  My insurance has been going down every 6 months because our trucks are so "safe"... Where did your insurance company do these tests at?     BTW my insurance is 125 a month for full coverage with a 100 deductable...  thats with roadside. _____________________________ 2006 SLT 4X4 Quad cab V8. My Cardomain Page (in reply to lghtngblt02) Post #: 4

RE: Insurance - 5/1/2008 9:16:06 AM    Soapy   Posts: 32 Joined: 5/10/2006 Status: offline When I first got my 2008 they told me insurance would be over 1000 per year. I have a 500 deductible with all coverages.  That was more than my new 2008 mercedes amg suv. I complained and they got it down to $571 per year. (in reply to ericemery) Post #: 5

RE: Insurance - 5/1/2008 10:14:57 AM    turbot_bird Posts: 1873 Joined: 12/15/2005 From: Winter Garden, Fl Status: offline I dont like state farm, 2 years ago they droped me and mom both when we had 2 seperate accounts. they said it was because we lived in the same house. they droped our home insurance too at the same time. they are BS _____________________________ AMSOIL Dealer www.Notnormalmotorsports.com www.McKinleyPhotos.PhotoReflect.com (in reply to Soapy) Post #: 6

RE: Insurance - 5/2/2008 11:22:19 PM    Shibby927 Posts: 346 Joined: 4/28/2007 From: Norwalk, Iowa (Living in Ames) Status: offline State Farm is a joke, like a good neighbor they will tell you to shove it up your a$$ if you complain to them.  They wouldn't even give me a quote and they were rude to my parents when they went through State Farm. I go through State Auto Insurance through Lane Insurance Agency in Norwalk Iowa and they have been great. _____________________________ Status: Under Repair (Me too Altair) (in reply to turbot_bird) Post #: 7

RE: Insurance - 5/6/2008 4:09:53 AM    flyboy1304   Posts: 252 Joined: 6/18/2007 Status: offline i use USAA i pay like 130 a month for the dak and the civic. which isnt bad for having alot of speeding tickets and 21 yrs old... _____________________________ 06' Dakota crew cab SLT V8 4x4 crew cab tinted windows Flowmaster exhaust. CAI, Billit Grill Access tonneau cover Whats next? Level kit, body lift, 33's, (in reply to Shibby927) Post #: 8

RE: Insurance - 5/8/2008 2:17:05 PM    reitman   Posts: 14 Joined: 3/15/2008 Status: offline I have State Farm, but only because when I bought my house, no one else was writing  homeonwers policies in Sept..hurricane season...I had to put my cars with them as well.  It's been about three years and I have really been too lazy to shop around. When I crashed my Passat a few months ago, I have to give State Farm props for how they handled it.  I had a check, for more than I paid for the car, in my hand in less than a week.  Now, as for rate increaes, we'll see since I haven't had a renewal yet. Sean (in reply to flyboy1304) Post #: 9

RE: Insurance - 5/8/2008 2:36:06 PM    jtswkd   Posts: 27 Joined: 6/30/2006 Status: offline I too have USAA and i have an 05 dak and an 05 stratus R/T. I only pay 125/month and thats with my renters insurance. Their customer service is second to none as well. If anyone is or had been active duty military, or has a parent who is you are qualified to join. Cheap insurance and good banking too, as well as good rates on loans and whatnot. (in reply to reitman) Post #: 10

RE: Insurance - 5/8/2008 4:06:31 PM    ericemery Posts: 3458 Joined: 1/30/2007 From: Michigan Status: offline That should be a recruiters pitch! I have a friend who has USAA and he pays like 40 bucks a month for his truck and renters...  (older chev) _____________________________ 2006 SLT 4X4 Quad cab V8. My Cardomain Page (in reply to jtswkd) Post #: 11

RE: Insurance - 5/10/2008 11:49:33 PM    flyboy1304   Posts: 252 Joined: 6/18/2007 Status: offline Yep USAA is awesome. i was paying like 270 or something like that before i switched to them. when i get out I'm gonna stick with them. cant beat the price. and the customer srvice is AWESOME! _____________________________ 06' Dakota crew cab SLT V8 4x4 crew cab tinted windows Flowmaster exhaust. CAI, Billit Grill Access tonneau cover Whats next? Level kit, body lift, 33's, (in reply to ericemery) Post #: 12

RE: Insurance - 5/11/2008 4:49:54 AM    viper359   Posts: 86 Joined: 1/23/2007 Status: offline Wow, Us Canadians need some of your companies up here.   $1000 a year, for anything from 2005 and up....... Canadians would be HAPPY and sing songs of praise about that.  We get it in the ass every which way!  Blame that no fault horse shit!  Example, I am 27, unmarried, was paying 120 a month, 2006 Dak, 80KM commute to work.  Moved into the city, went to 200 a month!!  Apparently, my fellow co-workers told me to shut up, 200 for a 2006 TRUCK was a bargin.  Later found out it really was.  You guys are lucky.  Also, don't complain about gas prices!!  We are paying $1.25 a LITRE, convert that to your gallon.  You will shit when you see it.  Go figure, we have the 02nd largest proven oil reserves in the world, and pay more for gas than you guys! _____________________________ 2006 Dodge Dakota SLT V-08 Quad Cab Canary Yellow On Black Rear Window Tints Nokian WR 245/16/R70 Tires Silverstar Headlights XM Sat Radio, Direct Power Wired Black (04) Dodge Floor Mats (in reply to flyboy1304) Post #: 13

RE: Insurance - 5/11/2008 8:38:26 AM    Frenchy Third Gen Dakota King Posts: 5192 Joined: 12/11/2003 From: United States Status: offline Before my accident, my insurance was 106 a month, full coverage, 500 dollar deductible, since February, however, I put my truck on storage insurance, and I pay 60 dollars a month, I'm rather afraid to see how much it would be if I put it back on full coverage... _____________________________ quote: Altair: I need a device that allows me to bitch slap someone across the internet i'd just put 4x4's name in and push the button repeatedly for an hour (in reply to viper359) Post #: 14

RE: Insurance - 5/11/2008 8:40:46 AM    bkjtimp Posts: 316 Joined: 8/2/2006 From: Chicagoland, IL Status: offline What accident, Frenchy?  It took our truck out of service? _____________________________ (in reply to Frenchy) Post #: 15

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